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1 - The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $377,306, a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875%, with a 5.686% APR, with monthly principal and interest payment of $2,187.80.*

2 - The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $426,099, a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875%, with a 5.679% APR, with monthly principal and interest payment of $2,470.72.*

3 - The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $472,150, a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875%, with a 5.673% APR, with monthly principal and interest payment of $2,737.76.*

4 - The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $236,797, a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875%, with a 5.727% APR, with monthly principal and interest payment of $1,373.06.*

5 - The advertised 30-year fixed-rate FHA loan assumes: 95% loan-to-value (LTV) on a loan amount of $829,545, a minimum 720 FICO score, 1 discount point, for a primary residence. The interest rate is 4.875%, with a 5.851% APR, with monthly principal and interest payment of $4,947.42.*

*The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 1/10/2025 and are subject to change without notice. This offer is available for a limited time only. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/. These are FHA programs. Please call your local HUD office to verify or visit their website at https://www.hud.gov/program_offices/housing.